New Jersey State Guide

When it comes to online gaming in the USA, the state of New Jersey leads the way. It is one of the only few states in the US that offers legal online casino gambling. Also known as the Garden State, New Jersey is home to Atlantic City which is dubbed as “World’s Politically Correct Playground” and happens to be the state’s gambling hub. Despite having a long history in the gambling industry, it was not until November 2013 when online gambling regulated and permitted in the state. New Jersey offers a variety of sites for online gambling, thus allowing players to play online casino anywhere within its state borders.

Operating Casinos In New Jersey

New Jersey’s newly legal betting industry continues to go strong with over 20 active online casinos, and close to 600 online games. There are five Atlantic City brick-and-mortar casinos that hold licenses to offer online casino gambling. The catch however is, each certificate holder has the option of launching multiple ‘skins’ in partnerships with outside companies that make software. Also, every online casino in New Jersey has an Atlantic City casino partner. Some of the most popular casinos in New Jersey include the following:

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Current Legal situation in New Jersey

Gambling in the state of New Jersey is legal in both physical and online casinos in Atlantic City. Online casino gambling in the state was legalized in 2013 with one catch that all providers must adhere to. The online casino site has to be under the wing of a physical casino through a direct partnership or owned by the owner of a brick and mortar facility.

While gambling genres like sports betting were legalized recently, betting games like poker had long been accommodated by the law. According to the New Jersey Gambling regulations, poker is accepted via the internet and at Atlantic City in the form of social poker games. Thanks to a handful of worldwide partnerships with online gaming license holders you have a vast selection of online poker rooms to flip cards via the internet. Similarly, bingo is allowed in New Jersey with a few opportunities to play the game online.

Back to online sports betting, the practice finally arrived in New Jersey after a near decade long fight. This happened on May 14, 2018, after states won the rights to decide their own fate regarding sports betting. That was after the United States Supreme Court passed a historic ruling repealing the PAPSA, which forbade most states from offering legal betting on sports since 1992.

Following this decision by the Supreme Court, New Jersey acted fast, passed legislation within weeks, thus allowing qualified license holders to offer sports betting. By August last year (in 2018), the first online sports betting site, DraftsKings Sportsbook was launched in New Jersey. Since then, no less than half a dozen of other operators have launched, with more to come.

Licensing is the cornerstone of any regulatory system. Therefore, any company that does business with casinos, casino operators, and owners in New Jersey are required to have licenses. This is to ensure that people involved in the gambling industry, whether land-based or online are meeting all the statutory requirements of integrity, honesty, and good character. This is also to keep the casino industry in New Jersey free from organized crime. New Jersey Division of Gaming Enforcement (NJDGE) is responsible for conducting investigations and licensing.

For you to be allowed to play, you must be residing in the state of New Jersey. It is also crucial to look for the New Jersey Division of Gaming Enforcement (NJDGE) badge so that you know you are gambling at a licensed and regulated online gambling site. Typically, such an emblem or logo will be proudly displayed at the footer of the casino’s website, complete with the license number details. Additionally, to ensure that you’re safe and secure when gambling online always do it at a legal, regulated site that operates in New Jersey. Avoid offshore platforms because they are typically risky, and its often difficult to know whether the platform you pick is safe or not.

Summary of NJ Regulations for Operators

For the sake of clarity, here’s a look at some of the most significant regulations for operators in New Jersey:

  • The platform must have a binding Internet Gaming Permit from the NJDGE
  • Operators must submit to through financial auditing of their books
  • Pay a 15% tax on gross gaming revenues to the state of New Jersey
  • Other fees that operators are supposed to pay include license fees and responsible gambling fees
  • Online gaming operators must make sure that real-money games are only accessible to players located within the state of New Jersey at the time of play. This shall be accomplished through geo-fencing technologies.
  • Internet gaming operators must allow for the auditing of all their systems and games by the NJDGE.
  • Operators must make sure that real-money games are accessible only to players 21 and older. Thus, players must verify their age and identity by providing ID information to prove that they are of age.


Gambling and Legal History in New Jersey

The history of New Jersey’s glamorous gambling mainly originates from Atlantic City, a contender to Nevada’s monopoly. New Jersey is a top destination for gambling fanatics looking to have a fun weekend and place some bets on their favorite games. This is all thanks to the regulations put in place for protecting and supporting local casinos initially on land and now online as well.

For many years, Atlantic City was the prime gambling destination on the East Coast. However, the rest of the state started loosening their attitudes towards regulated land-based gambling. This was especially happening because Atlantic City’s fortunes began to crumble. Additionally, increased competition from Connecticut, Delaware, Ohio, Pennsylvania, and New York added more weight to the situation. This resulted in prolonged diminishing of the state’s gambling revenue. To further exacerbate the situation, Atlantic City continued to add more casinos and then the massive economic downturn of the mid-2000s.

However, all was not lost because it is these conditions that provided the recipe for conversations around online gambling to enter the state of New Jersey. On February 2, 2013, the Governor of New Jersey, Chris Christie signed a law for the legislation of the online casino and poker sites. This was done in the hope that the state’s casinos would gain a competitive advantage through regulating online casino and online poker games and also provide it with a financial boost.

In the years that followed, this hope was born. As a matter of fact, online casinos in New Jersey powered the state to its first year of casino revenue gains in 2016 after a decade of waiting. If it weren’t for the proceeds from internet betting sites, Atlantic City would have plummeted continuously into a yearlong slide. Therefore, bringing online casinos in the state has proven to be a wise decision. Consequently, both tax collectors and casinos are benefiting to the tune of millions of dollars.

The bottom line is, online gambling in New Jersey has immensely helped the casino industry recover from the most trying period in the state’s gambling history.

The Future of Gambling in New Jersey

It’s a whole new world in New Jersey online gambling. Most experts agree that the choice to legally control internet-based gambling wasn’t the final political decision concerning betting in the state. Since New Jersey’s gambling industry is interconnected, any news relevant to land-based casinos matters to the online side to some degree.

While we don’t know what the future holds regarding the changes in the state’s gambling regulations, we can only hope for the best. Chris Christie had announced that the states of New Jersey, Delaware and Nevada will be sharing player pools for online poker games in an unprecedented move. This is a sign that in a bid to expand the sector as a whole, states could, in the future, align their laws for further growth. However, as we speak, it seems like a farfetched thought.

Right now, New Jersey residents will just have to make do with what’s currently offered. That’s because things are way better than they used to.

Who Can Play Online Casino in New Jersey

New Jersey regulated online casino sites are just not for everyone. This is because the state regulators are rigorous when it comes to restricting who can play for real money on their online casinos. Here are people who are allowed to play online in the state:

  • Players must be situated within the state borders of New Jersey while they are playing
  • Punters can open an account and fund it from anywhere in the country and even fund it, but they can’t start playing for real money
  • The state law requires that you are at least 21 years old to play for real money
  • You do not need to be a resident of the state of New Jersey to play.

Compared to the rest of the world, the online gaming laws here are quite stringent. While the terms seem over the top, by regulating online gambling this way, the state of New Jersey aims at the following things:

  • Generation of tax revenue for the state
  • To support both online and land-based casinos in New Jersey
  • Assure the integrity and honesty of casino vendors, operators, and employees
  • Proper vetting of license applicants
  • Make sure that casino games are fair to prevent unfair advantage for the house
  • Offer their consumers with a truly safe and secure online gambling experience
  • To monitor exclusion lists and violations for both operators and players.

Before players are allowed to start gambling, they have to pass through a few verifying steps for every online casino before being allowed to start betting. Such details are verified using geolocation software as well as the user’s social security number. Therefore, online casinos in New Jersey will crosscheck players details with both public databases and credit reporting agencies.

Even though banking online was previously viewed with high suspicion, it has emerged as the quickest, easiest, and most trusted method of transferring money. In retrospect, this has been made possible by phenomenal improvements that have been made by several online money transfer companies. Nowadays, players have plenty of options, which we’ll scrutinize later in this review.

Gambling as a Resident

In the state of New Jersey, tax consequences are straightforward for residents playing on the state’s online gambling sites. Therefore, gambling for residents of New Jersey is not complicated. All you have is find a regulated and legal online casino, create an account, deposit money to your account, and start playing. However, the same can’t be said for residents of other states and travel to New Jersey to play. Therefore, residents of the state are free to indulge in online betting activities without any concerns about government retribution.

Gambling as a Non-Resident

Anyone can open a play-money account from anywhere in the US. However, you must physically be located within the borders of New Jersey. New players need to provide their social security number regardless of which state they reside in because legal online casino sites are required to know who they are dealing with.

This helps to ensure that people who are restricted from playing or underage from playing online don’t open accounts. This also helps protect players from fraud. Once approved players can play for real money on New Jersey’s regulated online casino sites while within the state borders. This rule applies to both residents and non-residents of the state. No one is allowed to play from outside of New Jersey Borders. Geolocation is the method the casino sites use to ensure its players are within the New Jersey border. Just so you know, in most states, the online gambling sites are required by law to use geolocation.

Is it safe to Gamble in New Jersey?

Yes, it is safe to gamble in New Jersey because all of the state’s gambling sites have a Division of Gaming Enforcement (DGE) regulated and licensed insignia on the home page, linking out to the website’s division. All of the legal online gambling websites in New Jersey are listed on the NJDGE’s website. Therefore, if you’re unsure of whether the site is legitimate or not all you have to do is cross check it on the website.

As such, no matter how attractive a gaming platform feels, if you do not see the badge of approval on the website, don’t proceed further.

Which Casinos are Legit in New Jersey?

For a casino to be legit, it has to be licensed and regulated by NJDGE. It also has to have a DGE badge on the homepage of its website. As of May 2019, there are 22 online casinos and sportsbooks. They are:

  • FanDuel Sportsbook
  • Resorts Casino Sportsbook
  • DraftKings Sportsbook
  • 888 Casino Sportsbook
  • Borgata Sports
  • WSOP (NJ)
  • Pala Casino
  • Betfair (NJ)
  • PlayMGM Sports
  • Golden Nugget Casino and Sportsbook
  • BetStars NJ
  • SugarHouse Casino and Sportsbook
  • PointsBet NJ
  • William Hill NJ
  • Harrah’s Online Casino
  • Hard Rock Casino and Sportsbook
  • Unibet Casino (NJ)
  • Party Casino and Party Poker
  • BetAmerica Sports
  • Caesars Casino and Sportsbook
  • Virgin Online Casino
  • Tropicana Online Casino
  • Mohegan Sun Online Casino

The list will keep growing longer as time goes by, and we will frequently update it with every new gaming platform that goes live in the state.

Getting a Casino License

Now that online gaming and sports betting is legal in the state of New Jersey, a myriad of businesses are looking to join the bandwagon. However, the procedures put in place entail that any establishment looking to offer online gambling be associated with a land-based casino in New Jersey. This kind of association requires a specific legal status without which the online casino wouldn’t operate.

Companies that seek to do business with a New Jersey casino need to have either vendor registration or a license. However, this will depend on the type of relationship and service they plan to provide. The term ‘doing business’ can be broad. Therefore, it’s applicable to enterprises that want to get a license for online sports betting license as well as those that offer any services related to gaming directly or indirectly.

Companies providing support to online gaming and sports betting are all required to either obtain a registration from the state or license for them to be allowed to work with a casino in New Jersey. These include internet hosts, advertising agencies, game developers, and payment processors. The state has a unique approach to online gambling because it has put in place DGE, a robust regulatory regime to monitor its gambling industry, which is legal and heavily regulated.

The state of New Jersey’s internet gaming law recognizes three categories of companies providing services to casinos. They are:

  1. Companies providing services to the casino that are not explicitly designed for gaming nor related to it, these are only required to register as vendors.
  2. Businesses offering direct services that are related to the operation of the gaming activity of a casino. These are required to obtain a casino service industry enterprise license (a CSIE).
  3. Entities providing services that are supplementary to the casino’s gaming activity, these are required to obtain both CSIE and ACSIE (an ancillary CSIE license) licenses.

For a company to obtain a legal online gaming license, it has to pursue a two-fold procedure of securing a commercial contract with a land-based casino. The company also needs to complete a rigorous process of game testing and financial disclosure.

A casino seeking to obtain a license is required to pay $100,000 deposit, this fee is non-refundable. If the casino is approved, part of the deposit will go towards their gaming license which costs $400,000. The casino will also be required to pay a $250,000 annual renewal fee each year. This money goes to the mandatory gambling programs in New Jersey. Additionally, iGaming operators are required to pay a 15% tax rate on their gaming revenue as well as 2.5% to the Casino Reinvestment Development Authority.

Safe Banking Options in New Jersey

There are several ways that you for depositing and withdrawing money from your online casino account. They include:

  • Credit/Debit cards from Visa and MasterCard
  • Prepaid cards like PaysafeCard
  • Cash deposits at partnered Atlantic City casinos
  • Cash deposits via PayNearMe and 7-11
  • Electronic checks
  • Online payment processors such as Skrill, Neteller, or PayPal

Online Gambling Impact on New Jersey

Since its launch in 2013, online casino gaming has generated about a billion dollars in revenue for Atlantic City casinos as well as their internet partners. With the market experiencing tremendous annual growth, collectively, it now earns operators in the Garden State over $20 million a month. Since its introduction, a little over five years ago, New Jersey’s online gambling market has not experienced a year-to-year decline in any month. This has also opened up plenty of employment and job opportunities.


Is gambling legal in New Jersey?

Yes, both online and land-based gambling is legal in the state of New Jersey.

When did Gambling become legal in New Jersey?

Gambling became legal in November 2013. However, legally regulated online betting in the state actually launched about nine months later.

Are Casinos at CasinoTalk Licensed?

Yes, we only point our readers towards licensed and regulated internet gaming sites for guaranteed safety and mind-blowing entertainment. So, if you pick any of them, you will easily get glued to your screen for hours non-stop!

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